How To Make Money Online Very Fast & Easy 2012 | Home Website Builder

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How to Make Money Online (August 2012)

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Credit card - Advantages and disadvantages

A credit card can be an asset to your lifestyle, but if not handled carefully it can become a liability, especially if you find it so convenient and easy to use that you lose control of your spending.

This short guide will help you understand how you can use your credit card so it works to your advantage, not against you.

Advantages
A credit card can:

1. Offer free use of funds, provided you always pay your balance in full, on time.
2. Be more convenient to carry than cash.
3. Help you establish a good credit history.
4. Provide a convenient payment method for purchases made on the Internet and over the telephone.
5. Give you incentives, such as reward points, that you can redeem.

Disadvantages
On the other hand, credit cards can:

1. Cost much more than other forms of credit, such as a line of credit or a personal loan, if you don't pay on time.
2. Damage your credit rating if your payments are late;
3. Allow you to build up more debt than you can handle;
4. Have complicated terms and conditions;

What is a credit card?
A credit card is more then a simple piece of plastic, it is first and foremost a flexible payment tool accepted at 30 million locations worldwide, and if the card balance is paid off every month, then no interest is charged on purchases made so, essentially, short-term credit is granted without the consumer paying any interest.

Among its many features it provides:
1. Access to unsecured credit (no collateral required against amounts charged)
2. Interest-free payment from time of purchase to the end of the billing period
3. Instant payment of purchases, allowing for instant receipt of goods and services
4. 24/7 access
5. Fraud protection

However before you decide to use your credit card, carefully consider all of the factors and weigh them against your personal needs and values.

What about credit card control?
Handling money and credit cards wisely is a talent few of us are born with. But it is a skill that can easily be learned. The place to start is with budgeting.

What is a Budget?
It's simply an organized way of managing your finances, basically, it gives you an overall picture of where your money is coming from, when it's coming in and how it's being spent. A budget should be flexible, changing according to your circumstances.

Why Budget?
Budgeting helps us achieve short-term goals like paying the monthly bills on time; it's also for longer-term financial goals like buying a home, a car, paying for an education,
a wedding or a holiday. When you take control of your financial affairs, you're more confident about the future.

A budget is key to financial control. It gives you a "Polaroid picture" of where you stand financially and where you're heading.

Credit card control tips
Use a low or no-fee credit card and save on the annual fee that some companies charge.

Only charge to your credit cards what you can pay off in full when the bill comes.

You might not use your credit card as much if you start believing that you have to pay off your entire balance at the end of each month.

A good way to help to reduce what you pay on your credit card is to search for a card with a lower interest rate. Many financial institutions now offer at least one of these types of cards.

Remember that when you take a cash advance on your credit card, the interest starts accumulating immediately and not on the due date of your credit card bill.

Also keep in mind that if you make only the minimum monthly repayment you may never get out of debt.

Conclusion
The main advantage of having a credit card is convenience but if you're not good at budgeting and managing your finances, the over-use of credit cards can leave you with a debt that's very difficult to pay back.

Video Source: Youtube

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How To Set Up A Webinar Quickly!

Webinars are one of the most effective communication tools of all time. Imagine creating your own webinar and presenting your ideas, products or services to hundreds (even thousands) of people at the same time! You are just a few easy steps away from maximum communication efficiency!

Step 1: Design a presentation with a strong call to action.

No matter the goal underlying your webinar, make sure you include a clear call to action. This should direct your attendees to go to your website, call and schedule an appointment, or even buy your product immediately after the webinar. Whatever you do, get your attendees to DO SOMETHING right away. This is critical!

So, create a webinar power point presentation that entertains, informs and has a clear call to action at the end. What do you want them to do? Then tell them exactly what to do and how to do it at the end of your webinar! This is rule #1 in webinar development.

Step 2: Pick a webinar hosting company.

Choose a webinar hosting company that accommodates your needs and your budget. There are quite a few to choose from. If you anticipate less than 1000 attendees and you plan on doing several webinars in a year, I suggest using GoToWebinar.

Step 3: Set up your webinar.

Once you have chosen a webinar host, you need to know how to set up your webinar. The webinar host will have a set up page that will ask you for a webinar title, description, date and a time. It will also ask you to set up any polls or surveys.

A poll is a great way to interact with your attendees. For example, you could ask, "Are you facing any of these obstacles in your field?" You could then give four possible obstacles and let your attendees vote for the one they face the most.

This is a great way to get your attendees to admit they have a problem that is not easily solved. And when you show the results of the poll live on the webinar, it is great social proof that they are not alone and that many also struggle with this problem. They are also in a better place to ask for help by purchasing your products or services!

You can also use an exit survey when conducting a webinar. See if your attendees enjoyed your presentation, and ask them what helped them the most. You can use their responses as testimonials for your next webinar or webinar replay.

Also, ask them if they would recommend your product or service to their friends and family. If they answer "yes," then pick up the phone and call them after the webinar because they have indicated they are a hot prospect and warrant a phone call!

Step 4: Create your own registration page.

Once you have set up your webinar, invite people to attend. Your host company will provide a generic registration page, or you could make you own. I like to make my own because that way I decide what it looks like and how it feels. My page is unique and memorable.

Here's a great tip: require FULL CONTACT information on your registration page. Then before the webinar begins, you can send them a reminder phone call. Afterwards you can follow up with your attendees because you will have their mailing address.

If you feel up to it, you can even offer a special price or package to encourage more sales.

___________________________
Copyright Stephen Beck, 2010
You have permission to reprint this article as long as you don't make any changes and include the bio below.

Stephen Beck teaches individuals and small businesses how to grow their sales using webinars! He invites you to an informative FREE weekly webinar to learn tons of tips for creating webinars. Hurry, these fill up fast! Lock in your spot here: http://www.WildlyWealthyWebinars.com.

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Internet Home Business - How to Make Your First Million Dollar Using Internet?

Are you aware that there are tons of websites that fail to make a single dime online while internet has the power to make internet business millionaires?

The biggest reason that people fail to make a living online is that they donot educate themselves with the relevant knowledge required to setup a professional internet business.

After training hundreds of newbies I have come up with few points that I personally feel that leads to internet business failure of a newbie.

Check them out...

1. Internet Rich Quickies.

Newbies mainly hunt for get rich quick systems that can make them millionaires overnight.

However I have failed to found such a hot button in my five years of internet research that can make me rich overnight.

2. Information Overload.

Newbies keep jumping from one internet business oppotunity to tne next.

They fail to stick to one system and make sure that they put their time and money to make it successful.

3. Action.

It is useless if you have tons of internet business knowledge and you donot take any action to get started.

You have to pick up your BUTT and do something to get started with your internet business and make it a massive success.

4. Lack of Patience.

Internet business newbies donot have patience to make their internet business a massive success.

They are hunting for quick fix internet riches that can literally make them internet home business millionaires overnight without putting in any thoughts and efforts.

4. Lack of Vision.

They seriously lack passion, determination and a vision that is very important to succeed in anything you do online or offline.

If you have the right vision, you can succeed in your internet business beyond your wildest dreams.

5. Goal Setting.

They donot setup up goals. Goal setting is very important to the success of your internet home based business.

If you donot setup goals, everything is useless, believe it or not.

You need to know where you have to go, your final destination to shoot, if at all you want to achieve it.

Once you setup your goal, laws of universe will help you to reach there and provide you ways to achieve it.

Apply the above steps sincerely and I bet you will soon achieve your internet million dollar dreams very soon.

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